Recent Blog Posts
3 Things To Know About TCPA
First and foremost we need to break down what the TCPA is by looking a little deeper into its background and history. TCPA stands for the Telephone Consumer Protection Act, and it was signed into law in 1991 to help limit telephone solicitations or telemarketing, and the has regulations on the use of autodialers,… Read More »
Equifax Data Breach: What Consumers Need to Know and Need to Do
Earlier this month Equifax revealed that it suffered massive data breaches and were hacked on two separate occasions. Troubling, is that the hackers were able to obtain accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers for about 209,000 people and… Read More »
Business Basics: How to Stay in Compliance with the TCPA
If you a running a business that uses telecommunication to connect with potential customers or consumers, you’ll need to know a thing or two about the Telephone Consumer Protection Act and how to stay in compliance. A Bit of Background The TCPA was developed as protection for marketing consumers, but the rules and regulations… Read More »
Go Big or Go Home – Americans Now Have the Highest Credit-Card Debt in History
Steps Borrowers Should Take in a Credit Card Lawsuit A Federal Reserve report from earlier this month indicated that as of June of 2017 Americans have $1.021 trillion in outstanding revolving credit. Revolving credit is a type of credit that can be used repeatedly up to a certain limit as long as the account… Read More »
Ninth Circuit Continues Trend throughout the Country That a False Statement by a Debt Collector Must Be Material in Order for There to Be a Violation
In Afewerki v. Anaya Law Grp., 9th Cir., 15-cv-56510, 8/18/17, the Ninth Circuit held that false statement by a debt collector must be “material” to be actionable under the FDCPA and clarified its interpretation of materiality. In Afewerki the defendant law firm, Anaya Law Group, filed a complaint in California state court for an… Read More »
Florida Wage Garnishment Lawyers
Are you facing wage garnishment and wondering if there are any actions you can take to fight it? If so, we encourage you to reach out to Sweeney Law, P.A. as soon as possible. Every situation is unique, but in many cases, it is in your best interest to consult with a wage garnishment… Read More »
Are You a Victim of Auto Dealer Fraud?
With their high-pressure sales tactics and domineering personalities, car salespeople have developed a reputation for being untrustworthy and dishonest. Shopping for a new vehicle can be an exciting experience, but the process can swiftly turn into a nightmare if the car dealer carries out fraudulent practices known as auto dealer fraud. This type of… Read More »
Florida Attorney General and Federal Trade Commission Shuts down a Pompano Beach Debt-Relief Fraud Scam
A civil complaint was filed earlier this summer in the Southern District of Florida against a Pompano Beach based debt-relief fraud scheme that resulted in about 15,000 consumers being duped out of approximately $70 million. The complaint seeks relief against several interrelated entities as well as officers of the entities. The defendants include, 321Loans… Read More »
Wells Fargo’s Credibility Sinks Deeper into the Hopeless Well of Despair
Wells Fargo once had a sterling reputation, known for stability and being conservative with risk. Everything changed with the 2008 financial crisis. Today Wells Fargo’s poor, fraudulent and illegal banking practices and corporate culture have come to light, however, just when a reasonable person would think it cannot get any worse, Wells Fargo finds… Read More »
Is Florida Really a Sunny Place for Shady People?
We have all seen the news report, it usually goes something like this, a wealthy individual from the northeast has creditors crawling out of the woodwork to collect on large sums of money. The wealthy individual has a multimillion dollar waterfront residence in Boca Raton which the creditors cannot get to. The person may… Read More »