Monthly Archives: July 2017
Has the Supreme Court Eroded the Rights of Consumers under the Fair Debt Collection Practice Act?
In Henson v. Santander Consumer USA, Inc., __ U.S. __, 2017 WL 2507342 (June 12, 2017). Justice Gorsuch, writing his first opinion as a Supreme Court Justice for the unanimous Court, ruled that an entity that “regularly” purchases defaulted debts to collect for its own account is not a “debt collector” under the Fair… Read More »
The ABC’s of Identity Theft and Steps to Take If You Are a Victim
The Fair Credit Reporting Act defines identity theft as “a fraud committed or attempted using the identifying information of another person without authority.” 15 U.S.C. § 1692a(q)(3). One of the most troubling aspects of identity theft is that more times than not the perpetrator is someone that the victim knows, in my practice I… Read More »